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4 Ways to finance your business during a crisis

Don’t let an economic downturn stop you from finding the finance your business needs to flourish.  It’s been ...

The Art of Negotiation: A Guide to Closing Business Deals

Merriam-Webster dictionary defines art as "something that is created with imagination and skill, and that is ...

9 KPIs for understanding your business’ financial health

These 9 KPIs can be integral to your business’ growth - here’s how to make sure you’re doing it right. Key ...

How to avoid these 5 unforeseen financial pitfalls

Protect your small business’ financial future long term by avoiding these common pitfalls. Many up-and-coming ...

8 Principles of financial management for your business

The best ways to manage your business' finances and stay ahead of the game Small business owners around ...

5 Effects location has on your business’ finances

When starting a business, it’s important to get the location as perfect as possible, and here’s why.  When it ...

3 Finance tools every Australian business should have

A guide to some of the best finance tools on the market, and how they can help your business.  Operating a ...

How small businesses can compete with industry giants

The 5 best tips to help your business to keep up with the competition.  2020 has been a challenging year for ...

Maintaining a healthy cash flow during off-season

How seasonal businesses can keep a positive cash flow during the off-season. Being a seasonal business owner ...

4 Financial challenges businesses face today

Understanding the main challenges businesses are facing today, and how to address them. No business can ...

How to protect your business’ finances in times of crisis

Protecting your small business is a crucial role you play as a small business owner, and there’s never been a ...

How to effectively scale your business

Your guide to the best ways to scale your business, without breaking the bank. Have you established a ...

Bad financial habits that are hurting your business

We all have our bad habits, but which of yours are stopping your business from meeting its full potential? ...

8 Invoice Financing Myths Debunked

We look at the truth behind common myths about invoice financing. One of the hardest parts about running your ...

Improving your Ecommerce business’ cash flow

Are you an Ecommerce business owner? Understand the 5 ways that invoice financing can improve your business’ ...

5 signs your business is ready for expansion

The 5 best indicators that your business is achieving the necessary goals to be prepared to expand.  Good ...

Farewell Skippr. Hello Earlypay!

Our new name celebrates the coming together of Skippr and CML Group and highlights our unified mission to ...

How to save your business money in 2020

The best ways to save your business cash and improve your cash flow. For small business owners operating in ...

Government coronavirus support scheme updates

What you need to know about the recent changes to JobKeeper Payments and other government economic support ...

How cloud accounting and the Xero App Marketplace can help you get business finance

A guide to how the Xero App Marketplace is helping Australian businesses get finance.  The Xero App ...

How much debt should an SME have?

Debt is a great tool for business growth. But how does it work, how much should you have, and what type ...

Why you should consider refinancing your invoice finance facility

Everything you need to know about why you should be refinancing, and how to do it. If you're pulling your ...

Why improving your working capital position is so important

Why it’s more important than ever to improve your working capital position, and the best ways to go about it. ...

4 reasons to make the switch to cloud accounting in 2020

How moving to the cloud could benefit your business and save you money.  Cloud accounting software is a fast ...

5 tips to becoming a successful SME business owner

Find out the best ways to navigate the current economy and make your business better than ever before. Have ...

4 quick financing options to support your business’ cash flow

Finding cashflow finance doesn’t have to be a lengthy process - find out your quick fix financing options ...

Is Asset Based Finance right for my business?

Find out if an asset based loan is the answer to your business’ cash flow issues The economy in Australia is ...

Practical ways you can improve your cash flow right now

5 insightful tips for ensuring your business’ cash flow stays healthy Consistently looking at methods of ...

Raising the Funds: Debt vs Equity Financing

The key differences between Debt Financing and Equity Financing  Owning and running a small business is an ...

5 top tips to stay afloat in 2020

Keeping your business solvent now and in the post COVID-19 economy It’s no secret that for many businesses, ...

How COVID-19 is transforming the future of business

With working from home the new normal, what does the future have in store for businesses? And is the forecast ...

Understanding working capital - everything you need to know

What is working capital, why it's important to your business and how to improve it. Are you looking to keep ...

Can non-bank lenders save SMEs amid the coronavirus crisis?

With a lack of confidence in traditional banks mounting, could the non-bank lenders help Aussie businesses to ...

A comprehensive guide to equipment finance

Your guide to the different forms of equipment finance and how they could benefit your business. Equipment ...

What is invoice factoring and how does it work?

Everything you need to know about invoice factoring and whether it’s right for your business Invoice finance ...

How to support your business’ cash flow during COVID-19

5 helpful ways to maintain cash flow for small businesses during the coronavirus pandemic Cash flow for ...

What is invoice discounting and how does it work?

Understanding invoice discounting, how it differs from invoice factoring, and whether it’s right for your ...

The risk of high customer concentration for Australian small businesses

Winning a big new customer is exciting and has many obvious benefits for a small business. But an ...

What is Debtor Finance and how does it work?

Everything you need to know about debtor finance and how it could benefit your business. Typically, the ...

Business Finance with the Xero App Marketplace

More and more Australian small businesses are sold on the benefits of cloud accounting software and are ...

What is invoice finance and how does it work?

You may have heard of invoice finance and how it can be a great option for businesses looking for some extra ...

Invoice Finance and Cloud Accounting Software: A match made in heaven!

The use of cloud accounting software by small businesses is skyrocketing. On 30 September 2019, Xero had 1.2 ...

Prepare for 2020 - A Year-End To Do List for Small Businesses (Part 2)

We’re picking up from where we left off in Part 1 of this series. Here are some more ideas on how to best ...

Prepare for 2020 - A Year-End To Do List for Small Businesses (Part 1)

The end of 2019 is almost here but before starting to wind down too much, it’s worth putting some thought ...

The Rise of Non-Bank Lending (Part Three)

Conditions have never been more favourable for FinTech businesses to challenge the incumbent financial ...

The Rise of Non-Bank Lending (Part Two)

According to a study conducted by Deloitte, 200,000 Australian SMEs leaders have difficulty accessing capital ...

The Rise of Non-Bank Lending (Part One)

Running a business isn’t easy. It’s all consuming, ever-changing and with the wave of digitisation, means ...

Invoice Finance vs Business Loans

Managing cash flow is an ongoing task for any business owner and can be challenging at times. Cash flow ...

Client stories: Talent Crowd powers up with Earlypay

Akansh Prasai, Director of Talent Crowd, has always had a deep passion for technology. As a curious child, ...

How late payments are stunting small business growth

The timely payment of income from our employers keeps us going; it helps to pay for our day-to-day expenses – ...

Mastering your business cash flow

You could say that mastering the art of business cash flow can be compared to mastering the art of balance ...

Client stories: Mandylights scales with invoice finance

Kate Chalker is the type of person you want in charge of a growing business. Intelligent, enthusiastic, and ...

Managing your accounts receivable in 2020 - Part 2

As we discussed in part-one, while delayed payment on accounts payable is often accepted among the business ...

Managing your accounts receivable in 2020 - Part 1

Managing working capital and ensuring that you have access to cash when you need it is a critical part of ...